Whether you are a borrower, lender, or real estate professional, understanding the significance of a loan signing agent can significantly enhance your loan closing experience
A Notary Public signing agent is a professional who has been trained to sign and notarize a loan document during a real estate transaction, or closing. The signing agent is a neutral third party who ensures that all documents are executed and notarized accurately.
• A current US State Issued Driver’s License or Identification Card
• Canada or Mexico Driver’s License
• United States or Foreign Passport
• Veteran Health Card
• US Military ID
• ID Card issued by the US Immigration and Naturalization Services (USCIS)
The Role of a Signing Agent
The signing agent plays an essential role in the real estate closing process by making sure the real estate documents are executed smoothly and efficiently. Here are some of the core responsibilities of a signing agent
We will be at your location and be ready to perform any notary services that oy may require. We ll be gracious and arrive on time
We will come to the location that works best for you and we'll be there when you need us, anytime, day or night
accurate handling documents, backed by a steadfast dedication to quality service.
Engaging a signing agent offers several benefits, including:
Convenience: Loan signing agents offer flexible scheduling and mobile services, accommodating borrowers’ preferred locations and reducing the need for multiple appointments.
Expertise: Loan signing agents possess in-depth knowledge of loan documents and the notarization process, ensuring accuracy and compliance.
Impartiality: As neutral third-party professionals, loan signing agents maintain objectivity, providing an unbiased and independent approach to the loan closing process.
Efficiency: By handling the document signing and notarization process efficiently, loan signing agents contribute to a streamlined and timely loan closing experience.
Promissory Note: This document outlines the terms and conditions of the loan, including the amount borrowed, interest rate, repayment schedule, and borrower’s obligations.
Loan Agreement: It is a legally binding contract that establishes the rights and responsibilities of both the lender and borrower. It covers details such as loan purpose, terms, conditions, and any collateral or security provided.
Mortgage or Deed of Trust: This document creates a lien on the property being financed, securing the loan. It outlines the rights and obligations of the borrower and lender, including repayment terms and consequences of default.
Closing Disclosure: This is a form provided to borrowers before closing a mortgage loan. It outlines the final loan terms, including interest rate, fees, closing costs, and other financial details.
Title Documents: These include documents related to the ownership and transfer of property, such as the deed, title insurance, and title commitment.
Our Notaries hold dual licenses in New York and New Jersey. Experience in the mortgage industry has provided us with vast knowledge of the closing process. We have experience guiding borrowers through many real estate documents, including refinancing, purchasing, reverse mortgages, HELOCS, and post-closing documents. We have undergone a thorough background check by the NNA( National Notary Association). Our notaries have a dual tray laser printer and portable scanner to enhance the signing experience. We can handle your closing requirements with promptness and efficiency
Our signing agents have experience managing loan closing transactions for various mortgage lenders, including Wells Fargo, Bank of America, JPMorgan Chase, CitiMortgage, Truist, and PNC.
As part of the document fees, two printed copies of your documents are included. Additionally, we offer services for delivering the documents to you. The following fees apply to specific types of loan documents:
1. **Seller Documents**: Call for a quote
2. **Buyer Documents**: Call for a quote
3. **Refi (Refinance) Documents**: Call for quote
4. **Reverse Mortgage Documents**: Call for Quote
These fees encompass document preparation and printing. We guarantee that you will receive two printed copies of the included documents. Moreover, if you require assistance with the delivery of the documents, we provide convenient services to ensure that they arrive on time.
Please note that additional fees for specialized services or delivery methods may exist. We strive to provide transparent pricing and outstanding service throughout document preparation and delivery